:root{--black:#050505;--charcoal:#141414;--soft:#1f1f1f;--gold:#c8a45d;--gold2:#efd78a;--white:#fff;--muted:#d8d8d8;--line:rgba(200,164,93,.35);--shadow:0 18px 50px rgba(0,0,0,.35)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--black);color:var(--white);line-height:1.7}
a{color:var(--gold2);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
.topbar{background:#000;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav{max-width:1280px;margin:0 auto;padding:16px 20px;display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}
.brand{color:#fff;font-weight:800;letter-spacing:.03em}
.navlinks{display:flex;flex-wrap:wrap;gap:14px;font-size:.94rem}
.hero{position:relative;min-height:720px;display:flex;align-items:center;overflow:hidden;border-bottom:1px solid var(--line)}
.hero-media,.hero-overlay{position:absolute;inset:0}
.hero-media{z-index:0}
.hero-media img{width:100%;height:100%;object-fit:cover}
.hero-overlay{z-index:1;background:linear-gradient(rgba(0,0,0,.78),rgba(0,0,0,.68))}
.hero-inner{position:relative;z-index:2;max-width:1280px;margin:0 auto;padding:90px 20px}
.eyebrow{color:var(--gold2);font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:.86rem;margin-bottom:14px}
h1{font-size:clamp(2.4rem,5vw,4.8rem);line-height:1.05;margin:0 0 20px;letter-spacing:-.05em}
h2{font-size:clamp(1.7rem,3vw,2.55rem);line-height:1.18;margin:0 0 18px;color:var(--gold2);letter-spacing:-.03em}
.hero p{font-size:1.18rem;color:#f0f0f0;max-width:1000px}
.cta-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:26px}
.btn{display:inline-block;border-radius:999px;padding:13px 22px;font-weight:800;border:1px solid var(--gold);box-shadow:var(--shadow)}
.btn-primary{background:var(--gold);color:#000}
.btn-secondary{background:rgba(0,0,0,.38);color:var(--gold2)}
main{max-width:1280px;margin:0 auto;padding:42px 20px}
section{padding:46px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.light{background:#f5f5f5;color:#111;margin-left:calc(50% - 50vw);margin-right:calc(50% - 50vw);padding-left:calc(50vw - 640px);padding-right:calc(50vw - 640px)}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.card{background:linear-gradient(180deg,var(--charcoal),var(--soft));border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:var(--shadow);min-height:100%}
.light .card{background:#fff;color:#111;border-color:#ddd;box-shadow:0 12px 30px rgba(0,0,0,.08)}
.card-title,.footer-title,.faq-title{display:block;margin:0 0 10px;color:var(--gold2);font-size:1.12rem;line-height:1.28;font-weight:800}
.light .card-title,.light .faq-title{color:#111}
.link-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.link-grid a{display:block;padding:18px 20px;border:1px solid var(--line);border-radius:18px;background:linear-gradient(180deg,var(--charcoal),var(--soft));box-shadow:var(--shadow)}
.light .link-grid a{background:#fff;color:#111;border-color:#ddd;box-shadow:0 12px 30px rgba(0,0,0,.08)}
.inline-links a{margin-right:14px;white-space:nowrap}
.muted{color:var(--muted)}
.light .muted{color:#444}
.footer{background:#000;border-top:1px solid var(--line);padding:46px 20px}
.footer-inner{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:24px}
.nap,.small{color:#cfcfcf}
.small{font-size:.92rem}
@media(max-width:960px){
.grid,.grid-2,.footer-inner,.link-grid{grid-template-columns:1fr}
.light{padding-left:20px;padding-right:20px}
.hero{min-height:620px}
.nav{align-items:flex-start}
.navlinks{width:100%}
.btn{width:100%;text-align:center}
}